---
title: Using PaidHR Employee Wallet
description: Employee Wallet
---
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1. [PaidHR Help Centre](https://support.paidhr.com/)
2. [Employee Wallet](https://support.paidhr.com/employee-wallet)
# Using PaidHR Employee Wallet
The PaidHR Employee Wallet offers a convenient way to access your salary, transfer money to colleagues, and conduct transactions with other banks—all without hassle or worry.
**Key Features:**
- Easy salary access
- Free Paid2Paid transactions (zero transaction charge)
- Secure fund transfers to colleagues and other banks
A fee of **₦100** is charged for all deposits into employee wallets. This means a fixed charge of 100 Naira will be applied when you add funds to your employee wallet.
Withdrawal fees are tiered as follows:
- ₦5,000 or less: ₦20 fee
- Above ₦5,000 up to ₦50,000: ₦50 fee
- Above ₦50,000: ₦100 fee
**Getting Started:**
As a PaidHR user, you automatically have a Wallet ID. This ID is your unique identifier for receiving funds from friends and colleagues using PaidHR.
**To set up your employee wallet:**
1. Log in to PaidHR
2. Click on **Employee Wallet**
3. Select **Withdrawals** from the list of options
**Wallet Tiers:**
PaidHR offers three wallet tiers, each with different features and requirements:
**Tier One (Default):**
- Available to all PaidHR users
- Allows only Paid2Paid (P2P) transactions
- Has transaction limits
**Tier Two:**
- Enables transactions beyond P2P, including transfers to other banks
- Requirements for upgrade:
- Full name
- BVN (Bank Verification Number)
- Features:
- Two virtual account numbers
- Daily withdrawal limit of ₦1,000,000
- Deposit fee of 1.5% (capped at ₦100)
- Cross Border payments-USD, GBP
**Tier Three:**
- Increased daily withdrawal limit
- Access to more transaction types
- Requirements for upgrade:
- Utility bills
- Proof of residence
- Government-issued ID (Driver's license, NIN, Voter's card, or International passport)
- Features:
- Two virtual account numbers
- Daily withdrawal limit of ₦1,000,000
- Deposit fee of 1.5% (capped at ₦100)
- Cross Border payments-USD, GBP
- No cap on credit and debit transactions.
To upgrade your wallet tier, provide the required information through the PaidHR platform.
Once approved, you'll gain access to the additional features of the higher tier.
For any questions or assistance with your Employee Wallet, please contact PaidHR support at [support@paidhr.com](mailto:support@paidhr.com)
- [Getting started](https://support.paidhr.com/getting-started)
- [Admins: Start Here](https://support.paidhr.com/admins-start-here)
- [Employees: Start Here](https://support.paidhr.com/employees-start-here)
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